KARSP Dental & Vision Program

  

Good news! Open enrollment is almost here! When you apply during open enrollment, you will have no waiting periods for all covered services regardless of your prior coverage. Select a coverage start date of August 1, 2017 or September 1, 2017 to enroll for it now.

KARSP dental and vision plans provide excellent value and superior coverage for members. The only requirement to participate in one or both of these plans is membership with KARSP. If you are not a member, click here to join.

Dental Plan:
The group dental insurance plan is underwritten by Ameritas Life Insurance Corp. and enables you to use any dentist you choose.  However, if you select a network dentist, services are discounted from 20-30%. To locate a network dentist in your area, click here, or call Ameritas at 1.888.239.3336. If you have had twelve months of continuous coverage with no more than a 60-day lapse in coverage, you will enjoy first-day access to all covered services. If you have no prior coverage, or a lapse of more than 60-days, you will have first day access to Type 1 and Type 2 services with only a twelve month waiting period on Type 3 services. However, when you apply during open enrollment, you will have no waiting periods for all covered services regardless of your prior coverage.

Vision Plan:
When visiting a VSP network provider, you will receive an eye exam and lenses once every twelve months and frames provided once every twenty-four months after a minimal co-pay. With VSP, your eye exam is fully covered after a $15 co-pay and your prescription glasses are fully covered up to your allowances after a $25 co-pay.  To locate a VSP doctor in your area, click here, or call 1.800.877.7195.

When Does Coverage Start?
Enroll this month and your coverage will be effective the first of the following month.


Dental and Vision policies are not available in all states. Those states include, but are not limited to AK, DE, HI, ME, NH, NJ, NY, ND, RI, SD, and VT. If you submit an application from one of these states you will be contacted by our staff and your application will not be accepted.

Getting started...
Enroll Now

New retirees who enroll in the dental plan within 60 days of retiring always enjoy no waiting periods for all covered services.