KARSP Dental & Vision Program


KARSP's dental insurance and eye care plans provide excellent value and superior coverage for our members. The only requirement to participate in these plans is membership with GREA. If you are not a member, click here to join.

Dental Plan:
The group dental insurance plan is underwritten by Ameritas Life Insurance Corp. and allows you to use any dentist you choose. You also have the option of selecting a network dentist whose services are discounted from 20-30%. If you have had twelve months of continuous coverage with no more than a 60-day lapse in coverage, you will enjoy first-day access to all covered services. If you have no prior coverage, or a lapse of more than 60-days, you will have first day access to Type 1 and Type 2 services with only a twelve month waiting period on Type 3 services.

For questions about dental coverage, or to locate a network dentist in your area, please contact Ameritas at 1.888.239.3336 or visit them online by clicking here

Vision Plan:
Vision Service Plan (VSP) gives you access to a vast, nationwide network of ophthalmologists and optometrists.  When visiting a VSP network physician you will receive an eye exam and lenses once every twelve months and frames provided once every twenty-four months after a minimal co-pay. With VSP, your eye exam is fully covered after a $15 co-pay and your prescription glasses are fully covered up to your allowances after a $25 co-pay. To locate a VSP doctor in your area, click here, or call 1.800.877.7195

When Does Coverage Start?
Enroll this month and your coverage will be effective the first of the following month.


Dental and Vision policies are not available in all states. Those states include, but are not limited to AK, DE, HI, ME, NH, NJ, NY, ND, RI, SD, and VT. If you submit an application from one of these states you will be contacted by our staff and your application will not be accepted.

Getting started...
Enroll Now

New retirees who enroll in the dental plan within 60 days of retiring always enjoy no waiting periods for all covered services.