10 Balancing Exercises for Baby Boomers

d5cded9f31af7acc1cf04008adf70146As we age, we may begin to notice changes in our ability to maintain good balance. Balancing issues can result in falls and injuries that can immobilize us. For this reason it’s important to incorporate balancing exercises into our daily routine. Listed below are a few simple exercises that can strengthen muscles to help maintain good balance.

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Social Groups May Lengthen Retirees’ Lives

Staying socially active by joining book clubs or church groups may add years to your life after retirement, a new study suggests.

The more groCapture2ups a person belongs to in early retirement, the lower their risk of premature death, Australian researchers found. The chance of dying within six years of stopping work was 2 percent for people who were members of two social groups before retiring and stayed in both. If they left one group, their risk of death increased to 5 percent, and it rose to 12 percent if they left both groups.

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4 ways to avoid a 50 percent hit to your retirement savings

The tax breaks you receive in your retirement accounts don’t come for free. When you hit age 70 ½, you generally have to start withdrawing money from those accounts, even if you don’t want to.

These requir594d3f10-5565-11e4-a13d-f1b184e258a1_growmoneyed minimum distributions, outlined by the IRS, can be a drag for the unprepared and can cost you as much as a 50 percent penalty if you fail to take them.

Fortunately, you have plenty of options that can provide you with some tax advantages, offer you a lifetime stream of income or help you leave a legacy to future generations.

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How to Live a Purposeful Life After Retirement

Having a sense of purpose could add years to your life, according to a study published in 2014 in Psychological Science. Researchers from Carleton University in Ottawa, Ontario, and theCapture1 University of Rochester in New York, tracked the physical and mental health of more than 7,000 American adults ages 20 to 75 for 14 years, and found that those who felt they had a purpose or direction in life outlived those who did not.

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5 Ways to Mark the Occasion of Your Retirement

download (1)Accumulating enough money to retire is an achievement that deserves to be celebrated. You can finally take a long-awaited trip around the world, or invite your colleagues and family members to join you for a retirement party. Or maybe you want to retreat from the working world in a little cabin by a lake where no one will bother you. Here’s how to commemorate your retirement.

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Why You Should Challenge Yourself in Retirement

downloadWe tend to have a mental image of retirement as relaxing. You might spend your days fishing in a quiet lake at dawn, taking a casual stroll down the boulevard or maybe traveling a bit. But avoiding everything that is too strenuous or straining could actually be bad for your mental health.

Mental effort might actually help keep your brain healthier and improve your memory. But it requires some serious mental effort beyond a weekly crossword puzzle. The mental strain you exert to solve a complicated mathematical problem or learn a new language could help keep your brain sharp. >>CLICK HERE to read more<<