What is a MedSup Plan

A MedSup policy, also known as Medigap or Medicare Supplement, serves to fill in the gaps of Medicare which can lower a policy holder's out of pocket costs. The various plans to choose from are represented by the letters A through N (new policies for E, H, I, and J are not currently available). In most states these policies are standardized so a Plan A will be a Plan A, a Plan F an F, and so forth. These plans are offered by private insurance companies.

The benefits covered are represented in the table below taken from the Guide to Choosing a Medigap Policy.

MedSup Chart

Being approved for a policy is assured if you are in a 'Guaranteed Issue' period. Otherwise, you must be in reasonably good health to be approved. The insurer will provide a list of health questions you must answer and request information on your prescription drugs. A comprehensive list of federally mandated Guaranteed Issue periods can be found in the Guide to Choosing a Medigap Policy. However, your chosen insurance company may offer additional windows to join with no health underwriting.

Have Questions?

If at any point you would like to speak with someone for more information,
contact 1-800-258-7041 or fill out our Request Information form!