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Dental & Vision Benefits
Great Coverage at Group Rates
Florida Retired Educators Association has negotiated on your behalf to give you access to group rates on insurance coverage, just like your received before retirement!
Dental Plans
- Choose your own dentist
- No Waiting Periods
- Over 400,000 providers to choose from
- High Yearly Maximums
- Guaranteed Rates
Vision Plans
- Choose from thousands of eye doctors
- One-stop convenience for exams & eyeware
- Great Benefits and Low Copays
Dental Plans That Fit Your Budget
- Keep your dentist or choose an In-Network dentist and save
- Over 400,000 providers to choose from, whether home or away
- No waiting period on covered services – get access right away
- Covers exams, cleanings, fillings, crowns, and more
- High annual maximum that can increase after one year
Dental Plan Comparison
Standard Plan
Premier Plan
Member Only
$39.91/month
$61.24/month
Member +1
$76.33/month
$120.68/month
Member + Family
$123.95/month
$193.82/month
Deductible
$75.00 per year/person
(waived for Preventative services)
$75.00 per year/person
(waived for Preventative services)
Annual Maximums
Standard Plan
Premier Plan
In Network
$1,000.00 per year/person
$1,500.00 per year/person
Out of Network
$1,000.00 per year/person
$1,500.00 per year/person
Rewards
Standard Plan
Premier Plan
Annual Benefit Threshold
$500.00
$750.00
Annual Maximum Benefit
$1,000.00
$1,500.00
Dental Rewards Carry Over
$250.00
$250.00
Year 2 Maximum Benefit
$1,250.00
$1,750.00
Total Maximum Benefit
$2,000.00
$2,500.00
Preventive
Routine Cleanings
Covers 100%
Covers 100%
Routine Oral Exams
Covers 100%
Covers 100%
X-Rays (all types)
Covers 100%
Covers 100%
Basic
Denture Repair
M.C.E. $61
Covers 80%
Fillings
M.C.E. $73 (2 surface amalgam)
M.C.E. $89 (2 surface resin)
M.C.E. $89 (2 surface resin)
Covers 80%
General Anesthesia
M.C.E. $74
Covers 80%
Major
Dentures
M.C.E. $351 (complete maxillary)
Covers 50% (all types)
Crown
M.C.E. $314 (full cast noble metal)
Covers 50% (all types)
Crown Repair
M.C.E. $55
Covers 50%
Extractions
M.C.E. $65 (simple)
Covers 50% (all types)
Root Canal
M.C.E. $552 (molar tooth)
Covers 50% (all types)
Periodontics (all types)
Not Covered
Covers 50%
Use your current dentist OR Save 25-50% with a dentist in our network.
Find a dentist
(note: Enter zip, select city & state, and Classic PPO network.)
This highlight is not a certificate of insurance or a guarantee of coverage. Premium rates may change upon renewal and can be adjusted for the entire group or a specific class. A class is defined
in the group policy. Benefits are subject to change upon agreement between the carrier and the participating organization. The policy is renewable at the option of the insured.
A Vision Plan With A Clear Difference
Get quality coverage on the vision services you need:
- Thousands of eye doctors nationwide
- Covers in & out of network
- Eyeglasses, contact lenses and more
Vision Plan Comparison
Base Plan
Base Plus Plan
Premium Plan
Enhanced Plan
Member Only
$12.72 /month
$14.70 /month
$19.00 /month
$21.95 /month
Member +1
$22.30 /month
$28.12 /month
$34.00 /month
$37.79 /month
Member + Family
$27.75 /month
$31.25 /month
$42.00 /month
$47.00 /month
Exam Copay
$15.00
$15.00
$15.00
$15.00
Glasses Copay
$25.00
$25.00
$25.00
$25.00
Frames Allowance
$150.00
$150.00
$180.00
$200.00
Featured Frames Allowance
$170.00
$170.00
$200.00
$220.00
Contacts Allowance
$150.00
$150.00
$160.00
$200.00
Frames
Every 24 months
Every 24 months
Every 24 months
Every 12 months
Lenses
Every 12 months
Every 12 months
Every 12 months
Every 12 months
- WellVision Exam every 12 months.
- Contact Lens Exam every 12 months
- Glasses with a $25 copay, 20% savings on additional glasses.
- Lenses every 12 months: 100% coverage on most
- Up to 30% savings on anti-reflective & UV coating
- Additional Savings: 20% savings on additional glasses, 15% savings on contact lens exam, contact lens rebates and more!
- Find Your Eye Doctor
Plus generous out-of-network reimbursements
- Exam up to $45
- Lined Trifocal Lenses up to $65
- Frame up to $70
- Progressive Lenses up to $50
- Single Vision Lenses up to $30
- Contacts up to $105
- Lined Bifocal Lenses up to $50
- Medically Necessary Contact Lenses up to $210
NEED MORE INFORMATION? WE ARE HAPPY TO HELP.
YES, I'd like to learn more about vision and dental plans through FREA!
Please have a representative contact me.
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