Frequenty Asked Questions
Click on a topic to learn more below
AMBA
We administer benefits for your association. Think of us as your main hub for your associations benefit program.
AMBA can be reached by phone Monday-Friday from 8am-6pm CST by calling 1-800-258-7041. Our member services team is here to serve you! Or request online.
Billing & Existing Account Questions: 1-866-615-4051 - Or use this form.
Customer Service: 1-800-258-7041
Monday-Friday from 8am-6pm CST
Cancellations: Cancellations@amba.info
Enroll Online or View Benefit Information: www.myambabenefits.info
Request a call back or send us your question by completing the Contact Us form.
Mailing Address:
AMBA
6034 West Courtyard Dr. STE 300
Austin, TX 78730
Fax: 512-772-5795
Short Term Care / Home Health Care
On average home health aide cost about $46,332 per year based on 44 hours per week for 52 weeks.
No, Medicare has restrictions and limitations on what it will cover for skilled home care assistance. Unfortunately, seniors mistakenly believe that Medicare covers the entire recovery period at home. Out-of-pocket costs can be expensive for accidents or illnesses with long recovery times.
Benefits paid directly to you and you decide how to spend the benefits. Or payments can be made to a medical provider that you designate, and are paid in addition to any other health care coverage, including Medicare.
Your insurance may pay different coverage amounts based on the type of stay in the hospital. This policy could help cover unexpected expenses.
Almost a quarter of all seniors visit the emergency room due to these top 10 conditions:
- Injuries and accidents
- Heart disease
- Chest pain
- Adverse effects and complications of medical treatment
- Abdominal pain
- Chronic obstructive pulmonary disease
- Pneumonia
- Urinary tract infection
- Stroke
- Spinal disorders
Hospital Indemnity
You would. Just the thought of not being in our own surroundings and in control of our lifestyle is uncomfortable. But, an accident or illness may leave you with no other choice for recovery and care. A Recovery Care insurance plan gives you the freedom to choose how you want to recover and where.
Accident
Ideally, you'd have both, because your disability coverage may not provide you a lump-sum payment to help you to take care of day-to-day living expenses and still have money for your recovery. Accident coverage can pay a lump-sum benefit in addition to any disability coverage you may have. Also, most disability plans provide a reduced monthly benefit, and many are valid for just a limited time.
Covered losses range from loss of hearing to more serious injuries, such as paralysis and brain damage.