Association of Retired Teachers of Connecticut

YOUR ASSOCIATION CAN FILL THE GAPS IN YOUR INSURANCE COVERAGE

This is one of the main advantages of being a member! Thanks to our trusted partner, Association Member Benefits Advisors (AMBA), members are eligible for exclusive insurance plans that are effective and affordable. If you’ve had trouble getting supplemental insurance at a reasonable rate, here’s your chance! Best of all, it's easy - you can enroll your way: online, by phone, or in person.

Long Term Care


A Long-Term Care insurance policy can ease the financial burden on your loved ones. Save your family thousands of dollars, helping to protect your life savings and reduce the stress on your spouse and children.

Long-term care services not typically covered by Medicare include:

  • A skilled nursing facility after 100 days
  • Bathing
  • Dressing
  • Transferring to and from a bed or chair
  • Eating
  • Personal hygiene

Long-term care today can cost $75,000 a year or more. The sooner you plan, the better your chances of avoiding financial challenges later.

LEARN MORE »

Term Life


Term Life insurance is basic, affordable protection essential to your family’s overall financial planning. If you currently do not have life insurance or need more, purchasing term life coverage is a good place to start.

Our Term Life Answers products are available in the following face amounts with full underwriting: Term 10, 15, 20 and 30: $100,000 and above. Each Term Life insurance product offers riders that add flexibility to make your coverage just right for your stage of life:The premiums are guaranteed not to increase for the duration of the term period.

LEARN MORE »

Whole Life


This plan can give you the peace of mind of protecting your family from the high cost of final expenses.

Advantages include:

  • No medical exam or lab tests
  • No premium increase as long as you continue making payments
  • No decrease in coverage due to age or health
LEARN MORE »

Medical Transportation


One ride to the hospital could cost you thousands of dollars out of pocket, and air transport could add up to $50,000 or more. Protect yourself with a Medical Transportation membership. Best-in-class emergency transportation coverage from Medical Air Services Association (MASA), available 24/7 at home or while traveling. It provides transportation of you, your spouse, children, grandchildren, even pets and vehicles at no additional cost. More complete coverage than competitors. No premiums, deductibles or other hassles. Pay once and you're covered!

LEARN MORE »

Hearing


Most insurance plans don't cover hearing healthcare. This no-cost program provides free hearing consultations and discounts on hearing aids through a nationwide network of hearing professionals.

Benefits include:

  • Free annual consultations for you & your immediate family
  • One year of free office visits (limit 6)
  • Nationwide network of 3,000+ locations
  • Discounts on hearing aids, tinnitus options & hearing protection products
LEARN MORE »
Need an agent's help?
(Mon-Fri 8am-5pm CT)
AFTER HOURS? SEND US YOUR QUESTIONS.

YES, I'd like to learn more about vision and dental plans through ARTC!
Please have a representative contact me.

Thank You.

An agent will call you.