YOUR ASSOCIATION CAN HELP YOU FILL THE GAPS IN YOUR INSURANCE COVERAGE
This is one of the main advantages of being a member! Thanks to our trusted partner, AMBA , members are eligible for exclusive insurance plans that are effective and affordable. If you’ve had trouble getting supplemental insurance at a reasonable rate, here’s your chance! Best of all, it's easy - you can enroll your way: online, by phone, or in person.
Many advanced treatments that could increase your chances for cancer survival are not available locally. Travel, care, and other out-of-pocket expenses can be overwhelming.
A cancer plan will:
- Pay cash directly to you upon first diagnosis of internal cancer or malignant melanoma
- Be paid at one time in one lump sum, for you to use as you see fit
- Offer an optional heart and stroke rider for additional premium
Accident recovery typically gets more challenging with age, which could set you back financially as well as physically. This policy helps cover expenses standard medical plans might not, such as ambulance, hospital costs, intensive care, physical therapy, family lodging and transportation, and more.LEARN MORE
Long Term Care
A Long-Term Care insurance policy can ease the financial burden on your loved ones. Save your family thousands of dollars, helping to protect your life savings and reduce the stress on your spouse and children.
Long-term care services not typically covered by Medicare include:
- A skilled nursing facility after 100 days
- Transferring to and from a bed or chair
- Personal hygiene
Long-term care today can cost $75,000 a year or more. The sooner you plan, the better your chances of avoiding financial challenges later.LEARN MORE
Term Life insurance is basic, affordable protection essential to your family’s overall financial planning. If you currently do not have life insurance or need more, purchasing term life coverage is a good place to start.
Our Term Life Answers products are available in the following face amounts with full underwriting: Term 10, 15, 20 and 30: $100,000 and above. Each Term Life insurance product offers riders that add flexibility to make your coverage just right for your stage of life:The premiums are guaranteed not to increase for the duration of the term period.LEARN MORE
This plan can give you the peace of mind of protecting your family from the high cost of final expenses.
- No medical exam or lab tests
- No premium increase as long as you continue making payments
- No decrease in coverage due to age or health
One ride to the hospital could cost you thousands of dollars out of pocket, and air transport could add up to $50,000 or more. Protect yourself with a Medical Transportation plan. Best-in-class emergency transportation coverage from Medical Air Services Association (MASA), available 24/7 at home or while traveling. It provides transportation of you, your spouse, children, grandchildren, even pets and vehicles at no additional cost. More complete coverage than competitors. No premiums, deductibles or other hassles. Pay once and you're covered!LEARN MORE
Short Term Care/Home Health Care
If you’re like most people sidelined by an accident or health issue, you’d prefer to recover in the comfort of your own home. Home healthcare, which costs less and can be just as effective as care in a hospital or skilled nursing facility, is not always covered by standard health insurance. A Home Healthcare plan gives you the flexibility to choose the type of care that’s right for you.
Costs for hospital stays and for at-home and nursing facility recovery can be devastating. Even those who lead a healthy lifestyle may be at risk for an unexpected health issue requiring therapy and rehabilitation. This insurance can help you manage your expenses and preserve your savings. Benefits are paid directly to you or a medical provider that you designate and given in addition to any other health care coverage you may have.LEARN MORE
Most insurance plans don't cover hearing healthcare. This no-cost program provides free hearing consultations and discounts on hearing aids through a nationwide network of hearing professionals.
- Free annual consultations for you & your immediate family
- One year of free office visits (limit 6)
- Nationwide network of 3,000+ locations
- Discounts on hearing aids, tinnitus options & hearing protection products
YES, I'd like to learn more about vision and dental plans through IPA!
Please have a representative contact me.