State Firefighters' and Fire Marshals' Association of Texas
Need an agent's help? Call 1-888-698-0972 (Mon-Fri 8am-6pm CST)

Frequenty Asked Questions


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AMBA


We administer benefits for your association. Think of us as your main hub for your associations benefit program.

AMBA can be reached by phone Monday-Friday from 8am-6pm CST by calling 1-800-258-7041. Our member services team is here to serve you! Or request online.

Billing & Existing Account Questions: 1-866-615-4051 - Or use this form.

Customer Service: 1-800-258-7041
Monday-Friday from 8am-6pm CST

Cancellations: Cancellations@amba.info

Dental Claims – Ameritas Life Insurance Corp – 1-877-983-3582

Vision – VSP: 1-800-877-7195

Enroll Online or View Benefit Information: www.myambabenefits.info

Request a call back or send us your question by completing the Contact Us form.

Mailing Address:
AMBA
6034 West Courtyard Dr. STE 300
Austin, TX 78730
Fax: 512-772-5795

Dental


You can call Ameritas at 1-888-239-3336 for coverage information. To locate a network dentist, call Ameritas or visit them at www.findproviders.net. Once you’re ready to enroll, call AMBA at 1-888-698-0972.

Yes! One of the best features of this plan is that you have the freedom to use your current dentist. You also have the option of selecting Ameritas Life Insurance Corp network dentist, from anywhere in the U.S. to receive excellent discounts on covered services.

When members enroll during open enrollment, members have their waiting periods waived for covered services! Our plans cover preventive services, such as annual dental exams and cleanings, at 100% when visiting a network provider. Enjoy no waiting periods for covered services when you apply during open enrollment.

This feature rewards members who care for their teeth by filing at least one claim during the calendar year but use less than the threshold amount of benefits. This feature solves the “use it or lose it” problem many dental insurance plans have. For example, if you visit the dentist at least once but use less than $500 in annual benefit you may roll over $250 to the next plan year!

Dentists in the Ameritas Life Insurance Corp network have agreed to charge you up to 50% less than their regular rates. Many of them also offer discounted fees on noncovered dental services as allowed by state law.

We never deny enrollment, so if you apply and include a payment option and all necessary information your coverage will become active. Our Processing department will contact you if there is an issue with your application.

If we receive your application in our office before the final week of the month your coverage will become effective the 1st of the following month.

You will receive dental ID cards 2-3 weeks after your application arrives in our office.
Please note: that this packet will be arriving from Ameritas Life Insurance Corp (Ameritas Life) and not from AMBA or your Association. Keep in mind that you do not need ID cards to visit a dentist. You can simply tell your dentist to contact Ameritas Life Insurance Corp for details of your coverage, just provide them with the phone number 1-877-983-3582.

No, there is no need to for you to file claims with Ameritas Life Insurance Corp. This plan is a PPO so your dental office can file the claim directly with Ameritas Life Insurance Corp.

Disabled dependent children, that are over the age of 26, can remain on your plan if they are legally disabled and you are their primary financial caregiver. Please contact AMBA if your dependent qualifies so we can send the necessary paperwork to you to get them covered. AMBA can be reached at 1-800-258-7041 Monday – Friday 8am - 6pm CST.

Dependent children can remain on your plan up until their 26th birthday. We will automatically remove dependent children at the end of the month of their 26th birthday. Children over the age of 26 are eligible to be covered under their own plan.

No. Spouses and children under the age of 26 are the only ones who qualify as dependents. The good news is that your relatives can request to join the association and obtain benefits under their own plan. Please contact AMBA for more details 1-800-258-7041

Yes. You can remain on this plan even after you enroll in Medicare.

You can update your credit card or bank draft information by using our secure online portal or by calling us at 1-800-258-7041

We encourage members to maintain their plan so that they can maintain their oral and visual health, but if you are truly unhappy you are able to cancel your coverage. Termination requests must be received at AMBA by the 15th of the prior month to stop any future payments.

Vision


With Vision Service Provider (VSP) you’ll save money on exams, lenses, frames and more. VSP’s comparison of national averages shows exams can cost over $150, and frame and lens costs can be well over $200. In addition, VSP provides discounts on lens options like scratch resistance, UV protection, antiglare, and impact resistance.

With Vision Service Provider (VSP), you’ll receive services at rates well below walk-in prices, and you don’t even need an ID card — any VSP doctor can access your plan coverage. All you have to do is make your appointment, get your exam, select your frames and lens options, and the doctor’s office will take care of the rest. You pay any copays or overage right there at the doctor’s office, and you’re done. It’s that simple.

Vision Service Provider (VSP) gives members access to over 34,000 in network doctors. Visit https://www.vsp.com/ to locate a doctor!

It is highly recommended that you stick with a Vision Service Provider (VSP) provider, but you do have coverage if you go out of network. When you visit a VSP network provider you receive full benefits. If you go out of network you will need to pay out of pocket and request reimbursement from VSP, keep in mind that reimbursement amounts are often lower than in-network benefits. You can find a VSP doctor by calling 1-800-877-7195.

This plan is meant to assist with the costs of general optometry procedures such as glasses, contacts, and eye exams. Some coverage may be available if your ophthalmologist is in the Vision Service Provider (VSP) network please contact VSP for more details doctor by visiting https://www.vsp.com/ or call 1-800-877-7195.

This plan does not cover cataract surgery. AMBA suggests reviewing your current medical plan to see if it offers any coverage for cataract Surgery.

Vision Service Provider (VSP) does not Issue ID cards but you will not need one to visit a provider. If you visit a VSP network provider, they can easily verify your benefits online. Just tell your providers office you are covered with VSP, then verify your name, date of birth, and last 4 of social security number. They will take care of the rest. If your provider is out of network, that’s OK! You will need to pay out of pocket and request reimbursement with VSP by calling them at 1-800-877-7195. Please note that reimbursement amounts may be lower than in-network benefits.

If you visit a Vision Service Provider (VSP) Network doctor they will take care of the claims for you. If you visit an out-of-network provider, you will have to pay out-of-pocket and request the claims be reimbursed by VSP 1-800-877-7195.

You only get one set of eyes. Take care of them. Your eyes not only affect how you see, but how you feel. Caring for your vision can lead to a better quality of life, including fewer headaches, less computer eye strain, and more effectiveness with work or hobbies. It all starts with an eye exam.

Disabled dependent children, that are over the age of 26, can remain on your plan if they are legally disabled and you are their primary financial caregiver. Please contact AMBA if your dependent qualifies so we can send the necessary paperwork to you to get them covered. AMBA can be reached at 1-800-258-7041 Monday – Friday 8am - 6pm CST.

Dependent children can remain on your plan up until their 26th birthday. We will automatically remove dependent children at the end of the month of their 26th birthday. Children over the age of 26 are eligible to be covered under their own plan.

No. Spouses and children under the age of 26 are the only ones who qualify as dependents. The good news is that your relatives can request to join the association and obtain benefits under their own plan. Please contact AMBA for more details 1-800-258-7041.

You can update your credit card or bank draft information by using our secure online portal or by calling us at 1-800-258-7041

We encourage members to maintain their plan so that they can maintain their oral and visual health, but if you are truly unhappy you are able to cancel your coverage. We require a written request to terminate the coverage and we need requests by the 15th of the prior month to stop any future payments.